Keep the phone powered on and connected to a Wi-Fi network. Once the system registers your payment, it will automatically send an over-the-air (OTA) command to clear the lock screen. 2. Contact Official Support
If you purchased a used Xiaomi phone and this message appears, you have likely been scammed by a seller who offloaded a financed device.
This message is not a random software glitch or a virus. It is a sophisticated used by Xiaomi in partnership with financing companies (like Xiaomi Exclusive or regional financing partners such as Xiaomi Finance , PinjamYuk , Kredivo , or Home Credit , depending on your country). Keep the phone powered on and connected to a Wi-Fi network
Contact the Lender DirectlyLook at the lock screen for a "Contact" or "Help" button. Usually, there is a phone number or a short code provided. Call the financing company to confirm your balance. Once you pay the overdue amount, they will send an over-the-air (OTA) signal to unlock the phone instantly.
Always verify the IMEI number of a secondhand phone before purchasing. Ensure it is entirely paid off and free of active finance contracts. Contact Official Support If you purchased a used
: In some cases, if the device is simply associated with an account you have access to, you can try removing the device from your account via the Xiaomi Cloud website and restarting the phone.
The message "This device is locked due to an overdue installment payment" is a security feature used by lenders and retailers to ensure payment compliance. Here is everything you need to know about why this happens and how to resolve it. Understanding the Xiaomi Payment Lock Contact the Lender DirectlyLook at the lock screen
Xiaomi 11 Lite 5G NE (New Edition) - Обсуждение - 4PDA
or similar services) allows the provider to lock the hardware if payments are overdue. Carrier Lock
"This device is locked" is Xiaomi’s version of an , much like Apple’s Activation Lock or Google’s Factory Reset Protection. This security feature ties your smartphone to a specific Mi Account (also called a Xiaomi Cloud account).
No. Software updates do not override financial lock commands. In fact, an update may re-lock a device that was previously unlocked via unofficial means.